Kobo Arc Giveaway Event
Hosted by: Mom to Bed by 8
Prize: Kobo Arc 64GB {RV$400}
Event dates: 3/25 – 4/15
LET's SIT DOWN AND HAVE A CUP OF COFFEE. I am a Mom & a Wife living a DAILY LIFE. My interest include homeschooling, AUTISM AWARENESS, kids, electronics, GIVEAWAYS & finding new things. I always love one place that I can find LOTS OF GIVEAWAYS so I wanted to make that place for my readers. FOLLOW ME ON SOCIAL MEDIA for more giveaways & GOOD LUCK.
2/28/2013
2/21/2013
Personalized Jewelry from Something about Silver $40 GC Giveaway
If you are a Mom or a Grandma you would love Something about Silver Jewelry. They have many different items to choose from including rings, necklaces and bracelets. I have a personalized necklace for my kids and it is the necklace I wear the most. I would love to get some of the rings with my kids name on it.
If you want a chance to win a $40 Gift Certificate from Something about Silver go over to Mommy Living the Life of Riley.
2/20/2013
Cancellation of Debt - Is it a True Thing Or Not?
I am going to write this post in hopes of helping someone else who is in a similar situation. I found when looking on the internet for information about a Cancellation of Debt it was very confusing so I am going to try to simplify for others.
To start I guess I need to say about 12 years ago my husband returned a vehicle that he had purchased about 6 months earlier. He purchased a Suzuki Vitara and we had nothing but trouble with it for the whole time we had it. It stayed at the dealership over half the time. We complained and complained and everyone told us we were stuck with it until we could trade it. Since back then we really didn't know any better we just took it to the bank and told them we were just going to have to default on the loan.
Well to make a long story short, they repossessed it and sent us the balance. Needless to say we did not have almost $8000 to give for something we don't even have. After a few months the bank put a judgement on my husband to try to collect the money. Depending on the state you live in there are different laws on how a bank can collect on a judgement. In our state, North Carolina the bank can not collect if you do not have it basically. So for the past 10 years we have had this hanging over us. Honestly if I had it I would pay it just to get rid of it. We have a special needs child and I feel he is much more important than paying for something that was a lemon to begin with and should not have even been sold to us.
Ok well that is the basics of what caused us to get a letter saying it was a Form 1099-C and we had to report it to the IRS because they also sent a copy of the letter to the IRS. Let me explain what a 1099-C is exactly before I explain why this was a fake. A 1099-C or Cancellation of Debt is a form sent once a collector has decided to forgive a debt you owe. You have to basically pay taxes on the forgiven amount as if it were income because in the eyes of the IRS that money is income even though it is not physical money. You can find out more about what a 1099-C is by watching the YouTube Video on this post.
First sign that I thought this was not a TRUE Cancellation of Debt- It was a LETTER not a form and second the amount on the letter did not match the amount on the judgement (I later read that the amount should actually be less than the original debt) , third thing was the date on the letter stating the cancellation event was in July but in November we got a letter trying to collect on the judgement. After calling my lawyer and talking to him I decided to call the number on the letter to find out if the debt was actually cancelled or forgiven, since we had not received anything else stating this I wanted them to send me something before I go and claim it has income.
The first person I talk to acted like they didn't know what I was talking about so he sent me to another person. This person goes on to tell me that this letter was just something they do to inform the IRS of a debt owed and that the word "cancellation" was deceiving because it is not a forgiveness of a debt. (I can argue with that since on the back of the letter it plainly states it IS a forgiveness of a debt, but I didn't feel arguing would get me anything). He said you know this debt is owed so why would we forgive it. He went on saying that the debt was still owed and the judgement had been renewed for 10 more years back in January 2012. I knew this since I had gotten something from the courthouse (it was also the fourth reason I thought it was a fake). This person went on to ask me why we have not paid and if we could agree on a amount so we could pay off this debt.
After all is said and done I figured out this was just a trick to get in touch with us or scare us into paying the debt. I guess they think people are scared of dealing with the IRS and would prefer to just pay. I don't know what they were thinking by sending this because IF we had put it on our taxes then I would expect they would be in trouble for lying and screwing up my taxes.
I hope this post will in some way help others if they ever get a Cancellation of Debt from a collector. If you have any doubt about it call someone.
To start I guess I need to say about 12 years ago my husband returned a vehicle that he had purchased about 6 months earlier. He purchased a Suzuki Vitara and we had nothing but trouble with it for the whole time we had it. It stayed at the dealership over half the time. We complained and complained and everyone told us we were stuck with it until we could trade it. Since back then we really didn't know any better we just took it to the bank and told them we were just going to have to default on the loan.
Well to make a long story short, they repossessed it and sent us the balance. Needless to say we did not have almost $8000 to give for something we don't even have. After a few months the bank put a judgement on my husband to try to collect the money. Depending on the state you live in there are different laws on how a bank can collect on a judgement. In our state, North Carolina the bank can not collect if you do not have it basically. So for the past 10 years we have had this hanging over us. Honestly if I had it I would pay it just to get rid of it. We have a special needs child and I feel he is much more important than paying for something that was a lemon to begin with and should not have even been sold to us.
Ok well that is the basics of what caused us to get a letter saying it was a Form 1099-C and we had to report it to the IRS because they also sent a copy of the letter to the IRS. Let me explain what a 1099-C is exactly before I explain why this was a fake. A 1099-C or Cancellation of Debt is a form sent once a collector has decided to forgive a debt you owe. You have to basically pay taxes on the forgiven amount as if it were income because in the eyes of the IRS that money is income even though it is not physical money. You can find out more about what a 1099-C is by watching the YouTube Video on this post.
First sign that I thought this was not a TRUE Cancellation of Debt- It was a LETTER not a form and second the amount on the letter did not match the amount on the judgement (I later read that the amount should actually be less than the original debt) , third thing was the date on the letter stating the cancellation event was in July but in November we got a letter trying to collect on the judgement. After calling my lawyer and talking to him I decided to call the number on the letter to find out if the debt was actually cancelled or forgiven, since we had not received anything else stating this I wanted them to send me something before I go and claim it has income.
The first person I talk to acted like they didn't know what I was talking about so he sent me to another person. This person goes on to tell me that this letter was just something they do to inform the IRS of a debt owed and that the word "cancellation" was deceiving because it is not a forgiveness of a debt. (I can argue with that since on the back of the letter it plainly states it IS a forgiveness of a debt, but I didn't feel arguing would get me anything). He said you know this debt is owed so why would we forgive it. He went on saying that the debt was still owed and the judgement had been renewed for 10 more years back in January 2012. I knew this since I had gotten something from the courthouse (it was also the fourth reason I thought it was a fake). This person went on to ask me why we have not paid and if we could agree on a amount so we could pay off this debt.
After all is said and done I figured out this was just a trick to get in touch with us or scare us into paying the debt. I guess they think people are scared of dealing with the IRS and would prefer to just pay. I don't know what they were thinking by sending this because IF we had put it on our taxes then I would expect they would be in trouble for lying and screwing up my taxes.
I hope this post will in some way help others if they ever get a Cancellation of Debt from a collector. If you have any doubt about it call someone.
2/16/2013
Ipad Giveaway- Sponsored by IMums, Bamba & Cygnett
IMums has done it again, another Go Mini Giveaway. This one is sponsored by IMums, Bamba and Cygnett.
Bamba is a app developer that has created a few great apps. Some of their apps are Bamba Burger, Bamba Pizza, Bamba Post Office and Bamba Ice Cream. I have all of these apps myself and my kids love all of them.
If you want to read more about these apps and enter for a chance to win a Ipad Mini go HERE.
2/15/2013
Preschooler/Toddler Prize Pack Giveaway
Hosted by: Everything Mommyhood and My Four Littles
Sponsored by: My Giggle Box, Zoobies, Copy Kids, Kidz Gear, Nuby, and Everything Mommyhood.
Thanks to my co-hosts for helping with this giveaway, it wouldn't be possible without them:
Prizes in this ONE WINNER, Preschooler Prize Pack, total value of $145:
Zoobies Blanket Pet ($25 RV)
My Giggle Box Craft Box ($30 RV)
Copy Kids DVD ($20 RV)
Kidz Gear Headphone Set ($32 RV)
Nuby Step Stool ($13 RV)
Toys R Us $25 Gift Card ($25 RV)
This is a great preschooler/toddler prize pack! What parent wouldn't want to win their preschooler these wonderful prizes from some of the great sponsors like Zoobies and Copy-Kids. The best thing is the winner will get ALL these prizes. Good Luck!
Check out the reviews for Zoobies, My Giggle Box, Copy Kids, Kidz Gear, and Nuby Step Stool!
Check out the reviews for Zoobies, My Giggle Box, Copy Kids, Kidz Gear, and Nuby Step Stool!
Enter to win on the rafflecopter entry form below. US residents only. All entries WILL be verified. Giveaway will end on 3/15 11:59pm EST.
a Rafflecopter giveaway
a Rafflecopter giveaway
Daily Woman Blog is not responsible for sponsored prize, nor did I receive any compensation for promotion of this giveaway.
Must be 18 years old to enter. This giveaway is in no way associated with Facebook, Twitter, Pinterest or any other social media outlets. For detailed disclosure please see rafflecopter.
If you have any questions please contact Everything Mommyhood.
Must be 18 years old to enter. This giveaway is in no way associated with Facebook, Twitter, Pinterest or any other social media outlets. For detailed disclosure please see rafflecopter.
If you have any questions please contact Everything Mommyhood.
2/14/2013
Giveaway- 30 Mixed Whole Grocery Inserts TWO Winners
Hosted by Capri’s Coupons
CoHosted by: Simply Southern Couponers, Coupon Crazy Moms, Dutch Girl's Favorite Things, Oh! My Heartsie, I'm No Coupon Diva! and Stay a Stay at Home Mom.
This giveaway is for TWO Winners for One envelope full of 30 Mixed Whole Grocery Inserts. Valued at possibly over $300 depending how many coupons you use.
With times like this any amount of money that can be saved is useful. It is a great feeling to go to the store and buy $100 worth of grocery for half that (or more). If you are like me you don't have a way to get extra coupons for your stock pile so this giveaway would be helpful.
With times like this any amount of money that can be saved is useful. It is a great feeling to go to the store and buy $100 worth of grocery for half that (or more). If you are like me you don't have a way to get extra coupons for your stock pile so this giveaway would be helpful.
Event Dates: February 15 - February 25
Disclosure: This blog is not responsible for shipping prize to winner, nor was I compensated for my part in the event. This giveaway is not in anyway sponsored, endorsed, or associated with Facebook, Twitter, Pinterest or Google. Capri's Coupons is responsible for prize shipment.
2/13/2013
Destiny Cover Reveal Prize Pack Giveway
Gabriella is a witch. The problem is, she doesn't remember.
She repressed the memories of her powers years ago when her mother was
murdered. Now, the warlock who was responsible for her mother's death has set
his sights on Gabriella. He is determined to use her fear to turn her to the
dark side of magick…even if it kills her. Her mother's spirit is reaching out
to warn her, but even that she pushes away. Desperate to save her daughter, the
spirit finds a male witch–one that just happens to be in love with Gabriella.
Darron is more than willing to help but the two young witches will have way
more to battle than just an evil warlock. There are overbearing jocks and petty
rich girls who get tempers flaring and often set Gabriella and Darron at odds.
She repressed the memories of her powers years ago when her mother was
murdered. Now, the warlock who was responsible for her mother's death has set
his sights on Gabriella. He is determined to use her fear to turn her to the
dark side of magick…even if it kills her. Her mother's spirit is reaching out
to warn her, but even that she pushes away. Desperate to save her daughter, the
spirit finds a male witch–one that just happens to be in love with Gabriella.
Darron is more than willing to help but the two young witches will have way
more to battle than just an evil warlock. There are overbearing jocks and petty
rich girls who get tempers flaring and often set Gabriella and Darron at odds.
There is more to the story than Gabriella and Darron could even
imagine. There are terrible secrets to be revealed, battles to be waged, and
lives will be lost. Only after Gabriella and Darron both come to terms with who
they really are, and open themselves up to the true meaning of magick, can they
have any hope of fulfilling their destiny.
imagine. There are terrible secrets to be revealed, battles to be waged, and
lives will be lost. Only after Gabriella and Darron both come to terms with who
they really are, and open themselves up to the true meaning of magick, can they
have any hope of fulfilling their destiny.
Destiny Unveiled
Gabriella and Darron thought their magickal battle was over
when they defeated the evil warlock, Richard. When her Aunt Donna seeks
Gabriella's help in rescuing her catatonic daughter from the Dark Coven, Gabriella
discovers that her cousin holds a power within her that would be catastrophic
in the hands of the evil witches. Gabriella's coven sets out on a journey that
may be their last. Along the way, they meet new allies, face devastating
treachery, and battle not only the Dark Coven, but the darkness within
themselves. When Gabriella finally comes face to face with the cousin she never
knew existed, her true destiny is unveiled, and the fate of the mortal world is
in her hands.
when they defeated the evil warlock, Richard. When her Aunt Donna seeks
Gabriella's help in rescuing her catatonic daughter from the Dark Coven, Gabriella
discovers that her cousin holds a power within her that would be catastrophic
in the hands of the evil witches. Gabriella's coven sets out on a journey that
may be their last. Along the way, they meet new allies, face devastating
treachery, and battle not only the Dark Coven, but the darkness within
themselves. When Gabriella finally comes face to face with the cousin she never
knew existed, her true destiny is unveiled, and the fate of the mortal world is
in her hands.
About the Author
WebsiteGoodreads
Laura
“Luna” DeLuca lives at the beautiful Jersey shore with her husband and
four children. She loves writing in the young adult genre because it
keeps her young at heart. In addition to writing fiction, Laura is
also the editor of a popular review blog called New Age Mama. Her current works include Destiny,
Destiny Unveiled, Phantom, Morrigan, Demon and Player.
The Giveaway
To celebrate the release of the new covers, Author Laura DeLuca is giving away a prize pack that includes a oil diffuser, incense and burner, decorative wooden keepsake box, lavender scented drawer liners, a crystal point, stone pendant, and signed copies of Destiny & Destiny Unveiled with the original covers.
The Whimsical Pixie Etsy
Shop is also donating a beautiful altar set inspired by the original
cover of Destiny Unveiled.
The book's cover was recreated on the altar box lid; the design was
first set in pyrography, painted, stain and given a protective coating
of high gloss polycrylic. The flower Celtic knot pentagram is worn by
Gabby and her friends as a symbol of unity and has been pyrographed on
the altar tile. Red paint was floated around the perimeter to
coordinate with the Blood Moon of the cover. A red rose in full bloom
was used on both millefiori* pieces; the censor and charcoal tongs. It
symbolizes the Gabby's destiny being unveiled.
A scene in the
book tells of the young hero doing spell work on the beach using a drift
wood wand to cast a circle and sea shells to form a pentagram. Both of
these have been included as well as censor sand and a roll of charcoal
disks so you can perform your own ritual. Whether you're just starting
to walk the path or have for years, this kit makes an attractive
addition to your ritual tools.
One lucky winner is going to receive both these fabulous prize packs. To enter, just fill in the Rafflecopter
form
below. This giveaway will end on 3/28/13. Open to
the US only. The
winner will be notified via email and will have 48 hours to reply.
Thanks again to The Whimsical Pixie and the author for offering this fantastic prize.
form
below. This giveaway will end on 3/28/13. Open to
the US only. The
winner will be notified via email and will have 48 hours to reply.
Thanks again to The Whimsical Pixie and the author for offering this fantastic prize.
2/11/2013
So Many Hairstyles You Can Do With Your Flexi
Facebook Party
So Many Styles for ANY occasion with the Lilla Rose Flexi Clip. These are so great for busy moms, professional ladies, playing sports, elegant events or whatever occasion you have going on. Here are just a few of the Endless styles to use with your Flexi....
The Half Up
So Many Styles for ANY occasion with the Lilla Rose Flexi Clip. These are so great for busy moms, professional ladies, playing sports, elegant events or whatever occasion you have going on. Here are just a few of the Endless styles to use with your Flexi....
The Half Up
Braided Bun
Pony Tail
French Twist
2/10/2013
Mohawk Rug & The Bragging Mommy Giveaway
Mohawk Rugs and The Bragging Mommy are giving away a 5' x 8' Rug of your choice. You can enter on Bragging Mommy Blog HERE.
Good Luck!
2/09/2013
Stork Craft Twin Bunk Bed Giveaway at Two Of A Kind, Working On A Full House
My son has a small room so in order to have any play room he has to have a small bed. A bunk bed is the perfect solution and here is a giveaway to get one for free.
Stork Craft and Two Of Kind Working On A Full House are sponsoring a giveaway for either the Caribou OR Long Horn Style in Navy Blue or Pink.
Happy 9th Birthday $100 Giveaway Blogger Opportunity
Life in a House of Testosterone’s 9th Birthday Cash Giveaway!
Join me in helping Kim at Life in a House of Testosterone celebrate her 9th year blogging with a $100.00 Amazon or PayPal Cash Giveaway!
LiaH is a place for Kim to share her joys and sorrows, thoughts and opinions, cares and concerns with each of her readers - and of course the usual antics of the testosterone carriers and The Man Thing! A great place to get your giggle on and find a giveaway or two to enter as well!
Giveaway Details and Information:
- Dates: April 11, 2013 at 12:01 a.m. to April 30, 2013 at 11:59 p.m. (EST)
- Available: Open Worldwide, must be 18 years of age or older to enter
- Put an announcement post on your blog (which you can get here) or pay $5 (send payment as *gift* via PayPal to kimatliah@gmail.com)
- FREE link for either Facebook Fan Page or Twitter
- Additional links available for just $1 each (Facebook, Twitter, Pinterest, Email, RSS subscription, Networked Blogs)
- Picket Fence links available for $2
- Host Pages are $8
If you would like to help Kim celebrate this special milestone - tell her that YOUR BLOG NAME HERE sent you and SIGN UP FOR THIS FREE BLOGGER OPPORTUNITY HERE.
2/04/2013
Free Blogger Opportunity
Hosted by Capri’s Coupons
This giveaway is for an envelope full of 30 Mixed Whole Grocery Inserts. Valued at possibly over $300 depending how many coupons you use.
Signups Close Feb 12th
Event Dates: February 14 - February 28
Blogger Referral Prize also.
Enter HERE for more Information and to Sign up.
2/03/2013
Keurig Sample Pack Giveaway (5 Winners)
I totally LOVE Keurig, they have the biggest variety of coffees and flavors. Cafe Escapes is just one of the coffee lines offered by Keurig.
I am very picky about my coffee, and even though I drink coffee alot I do not want it to have a strong coffee taste (I know weird). The Cafe Escapes are perfect because according to Mommy Living the Life of Riley these aren't suppose to taste alot like coffee.
The Cafe Escapes collection contains six flavors in all, including Mocha, Chai Latte, Milk Chocolate Hot Cocoa, Dark Chocolate Hot Cocoa, Caramel and Vanilla.
Mommy Living the Life of Riley is having a giveaway on her blog that gives 5 of her readers the chance to win one of The Cafe Escapes Collections.
2/01/2013
Little Tikes Cook N Grow Kitchen Giveaway
Welcome to the Cook n’ Grow Event
Hosted by Mom to Bed by 8. With special co-hosts: Kelly's Thoughts on Things, Capri's Coupons, Homeschooling Mom 4, Coupon Queen of Texas, Giveaway Bandit and Iowa Sweets.
You will have an inspiring little chef with this realistic Cook N' Grow Kitchen playset that grows with your child. When this Little Tikes kitchen is opened it is the perfect height for toddlers. When the kitchen is compacted it is now the perfect size for your preschooler to cook your dinner. There are 50+ accessories included! Browse our full Play Kitchen collection for more fun toys.
Features:
• Kitchen has 2 age grade configurations
1) Kitchen is expanded and the height is just right for toddlers
2) Compacting the kitchen makes it just right for preschoolers
• Electronic cooking sounds
• Hooks for hanging cups
• Molded in slots to hold plates
• Oven, refrigerator and microwave doors all open and close
• Shape-sorting lid for pot helps develop fine motor skills
• 50+ accessories included
Features:
• Kitchen has 2 age grade configurations
1) Kitchen is expanded and the height is just right for toddlers
2) Compacting the kitchen makes it just right for preschoolers
• Electronic cooking sounds
• Hooks for hanging cups
• Molded in slots to hold plates
• Oven, refrigerator and microwave doors all open and close
• Shape-sorting lid for pot helps develop fine motor skills
• 50+ accessories included
One lucky winner will receive the Little Tikes Cook N' Grow Kitchen + $25 Amazon Gift Card!
Giveaway ends February 15th, open to US and Canadian residents, ages 18+. To enter please use the Rafflecopter form below. Good luck!
a Rafflecopter giveaway
Disclosure: I received no compensation for this publication. My opinions are my own and may differ from those of your own. Daily Woman Blog is not responsible for sponsor prize shipment. Please contact teri@mompoweredmedia.com with questions or to see your business or blog featured on the next big event!
$350 Melissa & Doug Toys Giveaway
Sponsored by Melissa & Doug
From
puzzles to puppets, plush to play food, magnetic activities, music and
more, Melissa & Doug® is one of the leading designers and
manufacturers of educational toys and children's products.
puzzles to puppets, plush to play food, magnetic activities, music and
more, Melissa & Doug® is one of the leading designers and
manufacturers of educational toys and children's products.
Over 23 years ago we started our company in the garage of the home
where Doug grew up — we had to be careful not to disturb Doug's parents
who were still living there! Thanks to your support, we've been able to
move into a real office down the road, a building that actually has
separate ladies and men's bathrooms! Our philosophy has remained the
same over the years–to make each and every customer
a happy and permanent member of the Melissa & Doug family, while
offering products with tremendous value, quality and design. Our line
offers something for everyone with over 1,000 innovative products for
children of all ages! We've always welcomed customer suggestions, and we
continually strive to make improvements to our products. We're honored
by the faith you place in us and view it as our responsibility to
continue to earn your trust in the years to come!
where Doug grew up — we had to be careful not to disturb Doug's parents
who were still living there! Thanks to your support, we've been able to
move into a real office down the road, a building that actually has
separate ladies and men's bathrooms! Our philosophy has remained the
same over the years–to make each and every customer
a happy and permanent member of the Melissa & Doug family, while
offering products with tremendous value, quality and design. Our line
offers something for everyone with over 1,000 innovative products for
children of all ages! We've always welcomed customer suggestions, and we
continually strive to make improvements to our products. We're honored
by the faith you place in us and view it as our responsibility to
continue to earn your trust in the years to come!
Read Coupon Gator Mommy's Melissa & DoI ug Toys Review.
I LOVE Melissa & Doug Toys, if you have read my blog you know I am a big fan. You will never be disappointed when you buy a Melissa & Doug Product.
Three lucky winners!
Grand Prize: $250 in Your Choice of Melissa & Doug Products
1st Runner Up: $50 in Melissa & Doug Products
2nd Runner Up: $50 in Melissa & Doug Products
Grand Prize: $250 in Your Choice of Melissa & Doug Products
1st Runner Up: $50 in Melissa & Doug Products
2nd Runner Up: $50 in Melissa & Doug Products
This giveaway ends Feb. 26, 2013 at 11:59pm EST.
Open to US and Canada residents.
Good Luck!
A special thanks to all the amazing bloggers who are participating in this giveaway!
~Disclaimer: I received no compensation for this publication. My opinions are my own and may differ from those of your own. Daily Woman Blog is not responsible for shipping prize to winner, nor did I accept any compensation for this promotion.~
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